Vanguard Automotive Capital

Dealer floor plan lending · Florida

Inventory capital for independent dealers.

Floor plan lines that let you buy at auction, hold inventory through reconditioning, and pay off at the sale. Built by people who run a lot, for people who run a lot.

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Borrowers
Licensed FL dealers
Collateral
Titled vehicle inventory
Specialty
Wheelchair-accessible vans
Based in
Deltona, FL

What we finance

Units you can title and sell.

Auction purchases

Manheim, ADESA, Copart and IAA buys, funded against the bill of sale so the unit can be released and transported.

Wheelchair-accessible vans

BraunAbility, VMI and other converted minivans and full-size vans. We understand the conversion value, not just the chassis book.

Trade-ins and street purchases

Clean-title units bought from private sellers or taken in trade, advanced once the title is in hand.

How it works

Three steps from application to funded unit.

STEP 1

Apply

Send your dealer license, Sunbiz filing, and recent bank statements. We review and set a line amount and advance rate.

STEP 2

Floor a unit

Submit the VIN and bill of sale. We fund the seller or auction directly and hold the title until payoff.

STEP 3

Sell and pay off

Pay the balance at sale and the title is released to you the same day. Curtailments apply on units held past term.

Who qualifies

Requirements

Line sizes, advance rates and terms are set per dealer after review. Commercial lending only; no consumer loans.

Contact

Talk to us about a line.

Email with your dealer name and license number and we'll reply with what we need to open a file. Most reviews take a few business days.

Email contact@vanguardautocapital.com
Office 1200 Deltona Blvd, Suite 22Deltona, FL 32725
Contact us